belivonexar
belivonexar
belivonexar
Most businesses fail because they run out of cash, not because they lack good ideas. We teach professionals how to read between the lines of financial statements and spot trouble before it becomes critical. Our practical approach focuses on liquidity and solvency analysis that actually makes sense.
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Real companies don't fail on paper. They fail when they can't pay suppliers or meet payroll. That's why our curriculum skips the theoretical fluff and focuses on what actually matters in daily business operations.
You'll learn to calculate current ratios and quick ratios the way lenders actually use them. We look at real balance sheets from businesses that struggled and those that thrived, showing you exactly what red flags to watch for.
Understanding whether money moves in predictable cycles or chaotic patterns changes everything. We break down operating, investing, and financing activities using examples from retail, manufacturing, and service businesses.
Not all debt is bad, but bad debt structures kill profitable businesses. You'll practice evaluating debt-to-equity ratios, interest coverage, and refinancing risks using scenarios from actual Australian companies.
Senior Financial Analyst
Henrik spent twelve years analyzing credit applications for mid-sized businesses before moving into consulting. That experience matters because he's reviewed thousands of financial statements under pressure, making quick decisions about whether companies could survive their next quarter.
He doesn't teach theory. Instead, he walks through actual case studies where liquidity problems emerged gradually, showing students the subtle patterns that appear months before a crisis. His background includes work with retailers, importers, and service providers across Victoria and New South Wales.
Our September 2025 program runs for eight weeks, meeting Tuesday evenings online. Each session builds on the previous one, moving from basic ratio calculations to sophisticated trend analysis and forecasting techniques.
We start by making sure everyone can read balance sheets and income statements confidently. No assumptions about prior knowledge.
Current ratio, quick ratio, cash ratio. You'll calculate all three for five different companies and interpret what the numbers actually mean.
Moving beyond short-term cash to evaluate long-term survival. Debt ratios, coverage ratios, and capital structure analysis.
Single snapshots lie. We teach you to compare quarters and years, identifying patterns that reveal business trajectory and seasonal factors.
Each week includes live analysis sessions where you work through real financial statements. Henrik shares his screen, walks through his process, and answers questions as they come up. Between sessions, you practice with provided datasets and compare your findings with classmates.
